Why IBLocalBroker
Built for you, not the insurance company.
Our independent brokers are compensated by insurers — not by you. That means they have one job: find you the best plan for your situation.
Our broker network spans all 50 states. Whether you're an individual, a family, or a small business, we have a plan for you.
Coverage options
Plans for every stage of life.
- Individual & Family
Health coverage built around your family
From ACA marketplace plans to short-term coverage, our brokers compare every option to find the right fit — for your health needs and your budget.
- ACA marketplace & off-exchange plans
- Deductible and premium optimization
- Network and specialist access review
- Annual re-enrollment support
- Small Business
Benefits that attract and keep great people
Group health plans for teams of 2 to 50. We handle the comparison, enrollment, and annual review so you can focus on running your business.
- Group health plan comparison
- SHOP marketplace options
- Employee enrollment support
- Annual plan review and renewal
- Vision & Dental
Supplemental coverage that fills the gaps
Most health plans don't cover routine dental or vision care. Supplemental plans are affordable, easy to add, and make a real difference at the dentist or eye doctor.
- Standalone dental and vision plans
- Add-on coverage to existing health plans
- Orthodontic and specialist options
- Nationwide provider networks
Client stories
Real people. Real coverage.
Our clients found plans they actually use — not just the cheapest option, but the right one for their lives.
I'd been uninsured for two years because I thought I couldn't afford it. My broker found a plan with a $0 premium after tax credits. I had no idea that was possible.
As a small business owner, I wanted to offer my team real benefits without breaking the bank. IBLocalBroker found us a group plan that my employees actually love.
Every client is different. That's why we match you with a local broker who knows your state's plans — not a call center reading from a script.
Find your planYour best plan is out there. Let's find it.
A local broker will review your needs and match you with the right coverage from 200+ plans — at no cost to you.
Our commitment to you
- No cost to you. Brokers are compensated by insurers, not by you.
- Local expertise. Brokers who know your state's plans and regulations.
- 200+ options. Health, dental, vision, and supplemental coverage.
- Your interests first. We work for you, not the insurance companies.
- Response within 24 hours. A broker will follow up quickly after your request.